Quality Care. Flexible Payment Options.

---

At The Prestige Companion Care LLC, we believe families should have options when arranging reliable, compassionate care for their loved ones.

We currently offer private-pay services and welcome clients who have long-term care insurance policies that provide benefits for eligible home-care services.

Private pay means the client or their family pays directly for services.

Our current companion and homemaker care rate is:

$29 per hour

Private-pay services may be scheduled based on the client’s individual needs and availability.

Private pay may be a good option for families who:

● Need care immediately

● Want flexible scheduling

● Do not have long-term care insurance

● Have insurance benefits that do not fully cover their requested services

● Prefer to pay directly for additional hours of care

We will discuss your care needs, requested schedule, and expected costs before services begin.

Your LTC insurance may help pay for care at home.

If you or your loved one has a Long-Term Care (LTC) insurance policy, the policy may provide benefits that can be used toward eligible long-term care services at home.

Coverage varies by policy, so we encourage every family to contact their insurance company before beginning services to confirm their specific benefits.

Long-term care policies can differ in the types of care covered, benefit amounts, eligibility requirements, and waiting or elimination periods. (FLDFS)

How It Works

1. Contact Prestige

Tell us that you have long-term care insurance and would like to explore using your benefits for care.

2. Gather your policy information

You will generally need your insurance company’s name and your policy/member information.

3. Contact your insurance company

Ask whether your policy provides benefits for in-home care, homemaker services, companion care, personal care, or other services you are requesting.

Ask the insurance company:

● Am I eligible to receive benefits now?

● Does my policy cover care in my home?

● What services are covered?

● What is my daily or monthly benefit amount?

● Is there an elimination/waiting period?

● Do I have a maximum number of covered days or dollars?

● Do I need an assessment or physician certification?

● Do I need to use a licensed home-care provider?

● Do you require a specific provider form or authorization?

● Do I pay the provider first and request reimbursement, or does the insurer pay the provider directly?

4. Obtain authorization, if required

Some policies require documentation, an assessment, a plan of care, or authorization before benefits can be paid.

5. Begin services

Once your coverage and service requirements have been reviewed, Prestige can coordinate the requested services according to the client’s care plan and schedule.

6. Keep your documentation

Depending on the policy and claim process, documentation such as invoices, service records, care notes, and proof of payment may be needed.

Will My LTC Insurance Pay for Prestige?

Coverage depends on your individual policy.

Long-term care insurance policies are not standardized. Some policies cover home care while others have different requirements regarding the type of provider, services, eligibility, or setting. (FLDFS)

For this reason, Prestige does not guarantee insurance reimbursement or coverage.

We encourage families to verify their benefits directly with their insurance company before scheduling services based on expected insurance reimbursement.

Don’t know where to start?

That’s okay.

Prestige can help you identify the information you should ask your insurance company so you can better understand your available benefits.

What If My Insurance Doesn’t Cover Everything?

You may still be able to receive services through private pay.

For example, if your policy covers only part of your requested care, the remaining eligible balance may need to be paid privately, depending on the policy and claim arrangement.

We will discuss your requested schedule and payment responsibility with you before services begin.

Ready to Explore Your Options?

Whether you’re paying privately or planning to use long-term care insurance, our team is here to help you understand the next steps.

Request a Care Consultation

The Prestige Companion Care LLC
Nurse-Owned • Licensed • Insured

Phone: 954-951-0596
Email: info@prestigecarefl.com
Website: www.PrestigeCareFL.com

Long-term care insurance benefits, eligibility, reimbursement, and covered services are determined by the client’s individual insurance policy and insurance carrier. Prestige does not guarantee coverage, authorization, reimbursement, or payment by an insurance company. Families should verify benefits and requirements directly with their insurance carrier.

1. What types of care does Prestige Companion Care provide?

The Prestige Companion Care LLC provides non-medical in-home companion and homemaker services designed to help individuals remain comfortable, supported, and independent in their homes. Services may include companionship, light housekeeping, meal preparation, medication assistance/reminders, errands, transportation to appointments or outings, hospital and ALF sitting, and other non-medical support based on the client’s needs.

2. What is the minimum number of hours I can schedule?

Our minimum service visit is 4 hours. This allows our caregivers to provide meaningful, consistent support while giving clients and families flexibility when arranging care.

Longer shifts and recurring schedules may be available based on your needs and caregiver availability.

3. How much does your care cost?

Our current companion and homemaker care rate is $29 per hour.

The total cost depends on the number of hours and frequency of services requested. We will discuss your schedule and estimated cost with you before services begin.

4. Do you accept long-term care insurance?

Yes. We welcome clients who have long-term care insurance policies that provide benefits for eligible home-care services.

Because every policy is different, we recommend contacting your insurance company to confirm your benefits, eligibility requirements, covered services, and reimbursement process.

Our team can help guide you through the information you should ask your insurance company.

5. Do I have to pay privately if I have long-term care insurance?

Not necessarily. Your insurance policy determines whether your requested services qualify for coverage and how your benefits are paid.

Depending on your policy, you may need to pay for services and submit documentation for reimbursement, or your policy may have another payment arrangement.

If your insurance does not cover all requested services, you may be able to use private pay for the remaining care, depending on your individual circumstances.

6. Can I receive care on a temporary or short-term basis?

Yes. Care can be arranged based on your individual needs and caregiver availability. Families may request services for a short-term situation, such as recovery after a hospitalization, a temporary caregiver need, an appointment or outing, or additional support while a family caregiver is unavailable.

A 4-hour minimum applies to each service visit.

7. Do I need to provide anything before care begins?

Before services begin, we will complete the necessary intake and service documentation and discuss the client’s needs, schedule, expectations, and payment arrangements.

We may also request relevant emergency contact information and other information needed to safely coordinate services.

8. How do I get started with Prestige Companion Care?

Getting started is simple.

Step 1: Contact us by phone or email.

Step 2: Tell us about your loved one’s needs and the type of support you are looking for.

Step 3: We will discuss available services, scheduling, and payment options.

Step 4: Complete the required intake and service paperwork.

Step 5: Once everything is arranged, we coordinate the start of services.

Ready to Get Started?

Contact The Prestige Companion Care LLC today to discuss your care needs and schedule a consultation.